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Penny Cogher

Autumn Budget: Pensions

As widely expected, the Chancellor has confirmed plans to introduce a £2,000 cap on salary sacrifice for pension contributions from 2029....

26/11/25
Harriet Fletcher

A new case means good news for employers with a pension scheme surplus

Does the Inner Court of the Court of Session’s decision in the abrdn case open the door fully to pension scheme resulting trusts?  Penny...

27/09/23
Harriet Fletcher

Automatic Enrolment – extension of thresholds

Hot on the heels of Pension Awareness Week (11-15 September), new legislation abolishing the lower earnings limit for contributions and...

22/09/23
Penny Cogher

Are pensions for teachers about to change?

Penny Cogher, recently spoke to leading trade publication, Schools Week, about the plans of United Learnings, the country’s biggest...

23/07/24
Penny Cogher

Accessing pension scheme surplus: what's in the Consultation Paper?

On 23 February 2024, the Government launched a consultation on proposals to help well-funded DB schemes invest in assets that support...

15/03/24
Penny Cogher

All change for the Lifetime Allowance from 6 April 2024?

Penny Cogher and Harriet Fletcher from Irwin Mitchell's Pensions team explain how the Finance Act 2024 affects pensions tax. Key points...

13/03/24
Penny Cogher

In the spotlight: Discretionary Increases

Penny Cogher and Harriet Fletcher from the Irwin Mitchell Pensions team explain why the BP Pension Scheme has recently featured in the...

24/01/24
Penny Cogher

Budget 2024: UK Defined Contribution Pension Changes

During his Budget speech today, the Chancellor followed up on the announcement he trailed over the weekend that UK Defined Contribution...

06/03/24
Penny Cogher

Surplus - can employers have their cake and eat it?

On 22 November, I gave my initial thoughts on the Chancellor's Autumn Statement. Here I take a closer look at what the announcement means...

04/12/23
Penny Cogher

The Chancellor’s Mansion House Speech 14 November 2024 – “the biggest set of reforms to the pensions market in decades”

Last night, 14 November 2024, the Chancellor delivered her Mansion House speech. Announcing bold action to tackle the fragmented pensions...

15/11/24
Penny Cogher

Appeal dismissed - another fine mess: scheme amendments and section 37 certificates

“I think Bacon J came to the right conclusion in her impressive judgment and would dismiss the appeal.” Today, in one sentence, Nugee LJ...

25/07/24
Penny Cogher

New case gives breathing room for pension schemes regarding the data protection risks of member correspondence

The High Court’s decision in Farley v Paymaster (1836) Ltd [2024] EWHC 383 (KB) has struck out the majority of claims brought by 474...

21/04/24
Penny Cogher

Budget 2024: impact on Pension Schemes

Yesterday I set out my initial post budget thoughts Budget 2024: UK Defined Contribution Pension Changes (irwinmitchell.com) Today, I am...

07/03/24
Penny Cogher

TPO: Use IDRP before asking us to consider the complaint

New announcement from The Pensions Ombudsman (TPO) reinforces the need for individuals and schemes to engage with IDRPs seriously and...

03/07/24
Irwin Mitchell

Festive funding rows: CIL, planning fees & local authority funding

We are now officially in December, which means that festive-ness is now socially acceptable*.  As such, I thought we should get properly...

02/12/22
Joanne Moseley

Banter or sexual harassment? What lessons can employers learn from the Greg Wallace saga?

Greg Wallace's career appears to be in free-fall following allegations that he sexually harassed contestants, journalists and other women...

02/01/25