Real Estate Finance

Balancing the legal and commercial risks in real estate-focused lending transactions is vital, so our experts are here to provide you with strategic advice.

We can help lenders, real estate debt funds and borrowers on financial matters where the main security is real estate. By bringing together our knowledge of banking and finance, real estate, construction, planning and tax, we can offer you advice on a range of issues including:

Bilateral and syndicated loan agreements
Domestic and cross-border transactions
Intercreditor arrangements
Loan acquisitions
Drafting and negotiating amendments, waivers and variations
Title diligence
Negotiating and reporting on construction documents
Securitised loan control rights

We have a nationwide network of offices, which means our lawyers have local knowledge and a network of contacts throughout the real estate market in the UK. We understand the need for innovation in real estate finance and therefore offer flexible pricing including fixed or capped fees where appropriate.

We have the knowledge and experience needed to ensure success in real estate transactions, and have previously worked with a range of clients including high net worth individuals, property companies and asset managers.

Our real estate finance lawyers are also recognised by leading legal guides. Our team was ranked in band three for real estate finance in London by the Legal 500 in 2015.

Contact our Real Estate Finance lawyers - 0808 271 2602

Looking for someone specific?

Or visit the Real Estate Finance team page.

Key Contacts

Our key contacts our all experts in their fields. Feel free to email or phone them to find out how we can help your business.

London +

Simon Owen

Partner

Tel. +44 (0)207 400 8747

simon.owen@irwinmitchell.com

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Leeds, Manchester, Sheffield +

Paddy Sturman

Partner

Tel. +44 (0)113 394 6811

Mob. +44 (0)776 062 6245

paddy.sturman@irwinmitchell.com

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Birmingham +

Ben Acheson

Partner

Tel. +44 (0)121 203 5368

Mob. +44 (0)781 607 4280

ben.acheson@irwinmitchell.com

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London +

Claire Illingworth

Partner

Tel. +44 (0)207 400 8729

Mob. +44 (0)740 773 3386

claire.illingworth@irwinmitchell.com

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Leeds, Manchester, Sheffield +

Dean Gormley

Partner

Tel. +44 (0)161 838 3126

Mob. +44 (0)779 556 1722

dean.gormley@irwinmitchell.com

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Recent Work

US Private Equity Fund

Advised on the £137m financing provided by Lloyds Bank and Wells Fargo for a Central London development of 335 residential units and c. 40,000 square metres of commercial space.

HSBC Bank plc

Advised on a range of development and investment transactions. Recent highlights include a £39.5m investment facility for the acquisition of a shopping centre in Reading and a £33m high end residential redevelopment in central London.

Deutsche Hypo

Advised on a range of development and investment transactions, recent highlights include a £37m senior and mezzanine PRS development loan, £22m investment facility secured against a shopping centre in Ireland and a c. £45m investment facility, secured against retail property situated in the UK.

Castleforge Partners

Advised on the acquisition of Mitre House, London EC1 and negotiated the pre-letting to DLA Piper UK LLP. We subsequently worked with our client to agree a £108m of development financing for the property, provided by Deutsche Bank.

Testimonials

We truly value the feedback we receive from both our clients and legal accreditation societies, such as The Legal 500 and Chambers & Partners.

"They are extremely diligent and detailed from a risk perspective and give great advice."

Chambers & Partners, 2020

“Very high performing team with the qualities you would expect of one of the best teams in the property sector. Technically superb, dynamic and hungry. I cannot recommend the services or Irwin Mitchell highly enough.”

Development Director, Global Logistics Company

"Extremely approachable and will take as much time that is needed to explain to a non-legal mind."

Legal 500, 2020

Awards & Accreditation

We're always proud to be recognised for the work we do for our clients and have been named as a leading firm in the latest legal guides - which provide information and recommendations about lawyers and law firms in the UK.

We also offer the following services:

Related Services In Banking & Finance
Complementary Services

Corporate Banking

We help lenders, borrowers and sponsors in the corporate lending sector. Our services include drafting, negotiating and advising on a variety of agreements.
Funds Law

Our Funds team acts for investors, fund managers and promoters in respect of formation, structuring, regulatory compliance and management.
Leveraged & Acquisition Finance

Our Finance team acts for banks and borrowers in respect of the various debt facility arrangements appropriate to corporate transactions.
Receivables Finance & Asset Based Lending

We act for most of the main asset based lenders and regularly are invited to speak at industry conferences and to provide training.

Banking and Finance

Our banking and finance lawyers provide expert legal advice in areas including funds, leveraged and acquisition finance and real estate finance.

Construction and Engineering

Specialist Construction & Engineering lawyers advising funders, developers, employers, contractors and consultants on all legal aspects of the sector.

Corporate

Our corporate lawyers provide advice on M&A, disposals, private equity and equity capital market transactions, as well as everyday corporate matters.

Funds

Our Funds team acts for investors, fund managers and promoters in respect of formation, structuring, regulatory compliance and management.

Leveraged & Acquisition Finance

We provide a full service offering to lenders, borrowers and sponsors in relation to a wide range of leveraged and acquisition finance transactions.

Planning & Infrastructure

Specialist Planning & Infrastructure lawyers advising funders, developers, employers, contractors and consultants on all legal aspects of the sector.

Real Estate

We are a full service national real estate practice with planning, environment, construction, property litigation, real estate finance and tax expertise.

Tax

Our specialist advisory team of commercial tax lawyers advises on property and employment tax issues, mergers and acquisitions and other business tax issues.

We Work Nationally

We have offices in major cities throughout the UK and our lawyers can arrange to visit you or your business in person if necessary. We also have international capability, with global links to other legal specialists.

- Gatwick
- Glasgow
- Leeds
- London

Enter your postcode to find your nearest office.

Business News

Our lawyers are regularly asked to provide expert insight, advice and analysis for the national media. Take a look at the stories below to see what we’re saying, as well as some of the recent deals we have completed for our clients here in the UK and abroad.

Irwin Mitchell Advises On Cox & Kings Rescue Deal

06 / 12 / 19 Read More

Irwin Mitchell Marks A Centenary Of Women In The Law By Advising On Ground-Breaking Female Project

04 / 12 / 19 Read More

What Happens To Existing EEA Employees After Brexit?

26 / 11 / 19 Read More

Intellectual Property Rights And Brexit

22 / 11 / 19 Read More

Impact Of Brexit On Commercial Contracts

11 / 11 / 19 Read More

New Report Reveals Huge Opportunities From Industry 4.0 Technology

07 / 11 / 19 Read More

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Real Estate Finance

Key Contacts

KEY CONTACTS

Simon Owen

Partner

Paddy Sturman

Partner

Ben Acheson

Partner

Claire Illingworth

Partner

Dean Gormley

Partner

Recent Work

Testimonials

Awards & Accreditation

We also offer the following services:

We Work Nationally

Business News

Request A Callback