Balancing the legal and commercial risks in real estate-focused lending transactions is vital, so our experts are here to provide you with strategic advice.

We can help lenders, real estate debt funds and borrowers on financial matters where the main security is real estate. By bringing together our knowledge of banking and finance, real estate, construction, planning and tax, we can offer you advice on a range of issues including:

  • Bilateral and syndicated loan agreements
  • Domestic and cross-border transactions
  • Intercreditor arrangements
  • Loan acquisitions
  • Drafting and negotiating amendments, waivers and variations
  • Title diligence
  • Negotiating and reporting on construction documents
  • Securitised loan control rights

We have a nationwide network of offices, which means our lawyers have local knowledge and a network of contacts throughout the real estate market in the UK. We understand the need for innovation in real estate finance and therefore offer flexible pricing including fixed or capped fees where appropriate.

We have the knowledge and experience needed to ensure success in real estate transactions, and have previously worked with a range of clients including high net worth individuals, property companies and asset managers.

Contact Us

Our specialist lawyers provide a full range of legal services for lenders, real estate debt funds and borrowers. Give our friendly team a call on 0808 291 4962 or get in touch online.

Recent Work


Advised the residential real estate developer on a £52m refinancing deal for 150 homes across two developments in London

US Private Equity Fund

Advised on the £137m financing provided by Lloyds Bank and Wells Fargo for a Central London development of 335 residential units and c. 40,000 square metres of commercial space.

HSBC Bank plc

Advised on a range of development and investment transactions. Recent highlights include a £39.5m investment facility for the acquisition of a shopping centre in Reading and a £33m high end residential redevelopment in central London.

Deutsche Hypo

Advised on a range of development and investment transactions, recent highlights include a £37m senior and mezzanine PRS development loan, £22m investment facility secured against a shopping centre in Ireland and a c. £45m investment facility, secured against retail property situated in the UK.

Castleforge Partners

Advised on the acquisition of Mitre House, London EC1 and negotiated the pre-letting to DLA Piper UK LLP. We subsequently worked with our client to agree a £108m of development financing for the property, provided by Deutsche Bank.

Chambers & Partners UK Top Ranked Firm 2022

"Of the firms we use we always get better service from Irwin Mitchell."

Chambers & Partners, 2022

“Very high performing team with the qualities you would expect of one of the best teams in the property sector. Technically superb, dynamic and hungry. I cannot recommend the services or Irwin Mitchell highly enough.”

Development Director, Global Logistics Company
Legal 500 UK Leading Firm 2022

“Excellent client focus in terms of communication, clarity of advice and speed in turning matters around.” Extremely approachable and will take as much time that is needed to explain to a non-legal mind."

Legal 500, 2022

Awards & Accreditation

We're always proud to be recognised for the work we do for our clients and have been named as a leading firm in the latest legal guides - which provide information and recommendations about lawyers and law firms in the UK.

Chambers top ranked 2024 logo
Legal 500 - 2024 Leading Firm

We also offer the following services:

Corporate Banking Lawyers

We help lenders, borrowers and sponsors in the corporate lending sector. Our services include drafting, negotiating and advising on a variety of agreements.

Leveraged & Acquisition Finance Lawyers

Our Finance team acts for banks and borrowers in respect of the various debt facility arrangements appropriate to corporate transactions.

Receivables Finance & Asset Based Lending Lawyers

We act for most of the main asset based lenders and regularly are invited to speak at industry conferences and to provide training.

Find one of our solicitors near you

We have offices in major cities throughout the UK and our lawyers can arrange to visit you or your business in person if necessary. We also have international capability, with global links to other legal specialists.

Business News

Our lawyers are regularly asked to provide expert insight, advice and analysis for the national media. Take a look at the stories below to see what we’re saying, as well as some of the recent deals we have completed for our clients here in the UK and abroad.