Asset-Based Lending
Unlock capital from receivables and business assets with flexible, secure lending structures shaped around your risk and return goals.
Banking & Finance Solicitors
Whether you’re lending, structuring deals, or managing recovery, our legal advice moves with you, securing your position and unlocking commercial value at every stage.
Our Banking and Financial Legal Services
Our lawyers provide advice on general corporate banking, as well as real estate, asset based lending and acquisition finance.Expert advice from our banking & finance lawyers
Our banking and finance solicitors are here to provide expert advice on a range of areas. From corporate banking to acquisition finances, we're well-placed to offer your business support.
We will work with you to identify problems, opportunities and risks in advance. And then we will give you commercial guidance that extends beyond just a narrow legal view.
Who does the banking and finance team at Irwin Mitchell support?
Our team works with an array of business and individuals. Whether you’re a business borrower, professional adviser or a lender.
Our team has particular experience helping:
- High street lenders
- Private banks
- Lenders new to the UK market
- Receivables finance and asset-based lenders
- Platform operators
- International banks
- Professional advisers
- Accountants.
Why use a specialist Banking and Finance lawyer?
Our lawyers know the pace and complexity of finance deals. We have experience across all sides, including lenders, borrowers, sponsors, advisers, so we help you move fast, stay compliant, and safeguard your position.
What we can help you with:
- Secured/unsecured lending
- FCA compliance
- Property finance & refinancing
- Cross-border transactions
- Market entry for new lenders
- Enforceable templates
- Dispute resolution
You will work with a team that understands your sector and delivers clear-cut advice.
What happens if a business is facing financial distress or restructuring?
When a business is facing financial distress or restructuring, management might try to cut costs or renegotiate contracts to ease financial concerns.
If this doesn't succeed, the business might need to seek expert help. Our Restructuring and Insolvency solicitors can assist businesses with restructuring, liquidation, or Company Voluntary Agreements.
The team can help:
- Lenders
- Insolvency practitioners and restructuring professionals
- Businesses and stakeholders
- Directors.
Speak to a member of our team
Our team support you to navigate complexity, seize opportunity and move forward with legal clarity.
Paddy Sturman
Partner & National Head of Banking and Finance
Our banking solicitors work as a trusted extension of your team
You deal with pressure every day, from shaping deals to managing exposure and navigating the compliance landscape. Whether you’re a high street bank or a fast-moving specialist platform, we give you clarity to move forward.
We’ll build a core team around your business, drawing on specialists in corporate, real estate, regulatory, tax, and restructuring. They’ll work together to protect your position, reduce friction in transactions, and achieve your commercial goals.
If you already work with advisers, we'll collaborate with your in-house team, external counsel, accountants, and other stakeholders. And where needed, we will connect you with trusted legal partners in over 80 jurisdictions so you get consistent, high-quality advice on complex international transactions or cross-border issues.
About Irwin Mitchell
Legal partners for ambitious banking and financial services businesses
We help you deal with volatility, seize opportunity, and lead through change. With deep sector knowledge and commercial focus, we deliver advice that gives you direction, control, and momentum.
We’re your long-term legal partner, with over 20 UK offices and global reach to support you wherever you do business.
Contact our Specialists
Get strategic advice from a team that knows how to protect and grow your business. Please complete our enquiry form and one of our experts will contact you by the next working day.
Alternatively, you can call us now.
Our opening hours are Monday to Friday 8am to 6pm (Excluding Public Holidays).
0370 1500 100
Our commitment to you
Our experts always start by listening, so we understand what matters most from day one.- 01Clear legal guidance
You will always get straightforward, honest advice, with regular updates to keep you clear on the way forward.
- 02Specialist knowledge
A wide-ranging team of trusted specialists who understand what it takes to protect your future, your family or your business.
- 03Your needs first
Whether you’re navigating complex personal situations or business decisions, we take the time to understand your world and what’s at stake.
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