Planning for care home fees now can give you peace of mind for the future and make sure you still have something to pass on.
If you ever need to go into a care home, you’re usually expected to pay your own fees. Our team has considerable experience helping people plan for care home fees. Contact us to see how we can help you.
We also offer a Moving into Care package that helps you and your family members make the right decisions about moving into care. For a fixed fee, we'll guide you through each step and give you advice on your options.
How much does it cost to live in a care home?
According to research, the average weekly cost of living in a residential care home in the UK in 2025 is £1,266. This means the average monthly cost will be £5,064.
If you don’t plan for these potential costs, your home may need to be sold to pay for your care. This could leave very little for your loved ones when you die.
How can we help you plan for care home fees?
Our solicitors can help you plan for care home fees in several ways. We can:
- Advise you on any state benefits you’re entitled to
- Structure your Will (and your spouse or partner’s) in the best way to protect inheritance for your loved ones
- Advise on how you own your home with your partner, to make sure both you and your assets are protected
- Help you to explore and claim other methods of funding, such as NHS Continuing Healthcare.
Planning for fees isn’t just about putting some money aside now. It’s essential to look at your estate, how you own your home, and how your assets are structured.
Why choose Irwin Mitchell to help you plan for care home fees?
Our team has considerable experience helping people plan for care home fees. We can advise you on the best way to structure your assets so that you’re prepared for future costs, without damaging the inheritance you want to pass on to your loved ones.
We’ve one of the strongest multidisciplinary teams in the country, with experts in Wills and probate, tax and trusts.
We also have a Public Law team who can help challenge decisions made about the funding you’re entitled to or the type of care you receive. Because we’re a national firm, we’ve experience of the different local authorities and NHS bodies across the country, meaning we can offer advice tailored to you and your regional area.
Our Court of Protection team supports many vulnerable people in the later stages of their lives, helping protect decisions about their finances and healthcare. We act as attorneys or deputies for lots of clients and are panel-approved by the Office of the Public Guardian.
We have the expertise you need under one roof. We can help you draft your Will and plan for your financial security, as well as advise on your healthcare and welfare.
Our offices are located across the UK, which means you can visit us at a convenient location. Alternatively, we can arrange phone or video calls, or we can meet you at an appropriate location.
Payment options to suit your needs and circumstances
Detailed knowledge on different funding options for care
Offices across the country
Will structuring service to protect family inheritance
For general enquiries
0330 123 3882
Or we can call you back at a time of your choice
Phone lines are open 24/7, 365 days a year
