If you’ve suffered an injury or illness in the course of military service, our solicitors could help you make a claim under the Armed Forces Compensation Scheme (AFCS). At Irwin Mitchell, we specialise in helping armed forces personnel and veterans with AFCS and other military injury claims. Our dedicated team, including former service personnel, has extensive experience helping military members secure the compensation you deserve.

What is the Armed Forces Compensation Scheme?

The Armed Forces Compensation Scheme (AFCS) was set up by the government to provide compensation to military personnel injured on or after 6 April 2005. Managed by Veterans UK, it uses a tariff system to award set payments for injuries caused by service.

Unlike a civil personal injury claim, seeking compensation through the AFCS means there’s no need to prove blame.

Who can make an AFCS claim?

You could claim through the AFCS regardless of whether you’re still serving, or a veteran. This applies not only to regular forces, but also to reservists or members of the Special Forces.

You may be able to make a claim if you’ve sustained an injury in the course of military service, including while:

  • On operations
  • Participating in service approved sports
  • Training
  • Exercising to maintain military fitness.

In addition, you can also make a claim if you have lost a loved one due to an incident that occurred while they were in service. According to the guidelines, those eligible include “someone with whom you are cohabiting in an exclusive and substantial relationship, with financial and wider dependence. 

In certain circumstances you may be able to seek compensation through the AFCS as well as making a separate civil personal injury claim. Our lawyers can discuss this with you in a free initial consultation.

What type of injury does the Armed Forces Compensation Scheme cover? 

The types of injuries AFCS covers, includes:

  • Physical injuries - fractures, amputations, back injuries, burns, or hearing loss.
  • Mental health conditions - anxiety, depression, or other mental health conditions that come from military service.
  • Illnesses - illnesses that have developed or worsened because of exposure to hazardous environments or substances.
  • Conditions arising from service-related activities - injuries that occurred during training or exercises, it also includes approved sporting activities.
  • Death - if a family member has died because of their injury or illness.

How much compensation could I get from the AFCS?

The Armed Forces Compensation Scheme pays awards as a lump sum based on the severity of your injury. The minimum award is £1,200, with a maximum lump sum award of £570,000 available.

You will also be entitled to a Guaranteed Income Payment (GIP) if you receive an award over £15,500. A GIP provides tax free monthly payments as a percentage of your final salary and is determined on the level of your AFCS award. You can arrange a free initial consultation with one of our military lawyers for advice on your case and how much compensation you may be able to claim.

What are the time limits for making an AFCS claim?

The AFCS covers injuries caused by service on or after 6 April 2005. The time limit for claiming through the AFCS is seven years from when you sustained your injury.

If you’re making a mental health claim (including PTSD) you can make a claim within seven years of first seeking medical help for your condition.

Why choose us? 

We may be able to handle your AFCS claim on a no win no fee basis. This means you pay nothing upfront and there is no cost to you if your claim is unsuccessful.

We have a dedicated team of military specialists including former service personnel. Our expert lawyers have an in-depth knowledge of the AFCS, with a proven track record of claiming through it.

You'll also have access to our team of Support and Rehabilitation Coordinators. The team are experts at identifying and helping you access the physical, psychological, and financial support.

Our offices are located around the UK. This means there'll always be a specialist AFCS specialist solicitor in your nearest office to help you with your claim.

Proven track record in AFCS claims
Expert lawyers with a service background
Links with support agencies to assist with rehabilitation support
In depth understanding of the AFCS

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Armed Forces Compensation Scheme Claims - More Information

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Frequently Asked Questions

How Does The Claims Process Work?

If we think you have a claim then we'll collect evidence of the cause and severity of your injury. This could involve accessing your medical records, seeking independent medical advice, or interviewing witnesses.

Once a claim has been submitted to Veterans UK they'll look at the medical evidence that we've provided and make an award according to their tariff bands.

If we feel that the award is too low then we can make an application for it to be reconsidered. If the level of compensation is still too low after this, we can look into making an appeal through an independent tribunal.


Should I Make A Civil Claim?

You can make a civil claim and an AFCS claim. Some claims that offer lower lump sum payments won’t be eligible for a Guaranteed Income Payment award. In this case you may get more compensation through a civil claim.

Our military injury team could help you decide if you should make a civil claim alongside, or instead of, an AFCS claim. Contact us online or call us on 0800 022 3321 to arrange a free consultation with one of our experts to find out more.


How long does an Armed Forces compensation claim take?

Every AFCS claim will vary in time depending on the circumstances of your injury or illness. 

Typically, a AFCS claim will take six months to a year to settle, but it could take longer.

When we know more about your injuries or illness, we'll be able to advise you further on how long your claim could take.

What if my AFCS claim is rejected?

If your AFCS claim is rejected, you do have the option for recourse.

You can request that Veterans UK reconsider your claim and if you're still not happy, you can appeal to an independent tribunal.

You've 12 months from the initial decision to request reconsideration. If you wish to appeal the reconsideration decision, you've another 12 months to appeal. 

Do you pay tax on the Armed Forces Compensation Scheme?

A Guaranteed Income Payment is a tax-free, index linked monthly payment.

It's adjusted yearly based on inflation and rising prices.

Will making a AFCS claim affect my insurance

No, making a AFCS claim is completely separate to your personal accident insurance.

Any personal accident cover you have isn't considered when your AFCS claim award is being determined.

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Our Armed Forces Expertise

Since 1987, our specialist military injury team has helped hundreds of injured personnel from the Army, RAF and Royal Navy to claim compensation. We are considered one of the top law firms in the country for military claims and several cases we were involved in were recently featured in the Chilcot Inquiry.

We work closely with a number of Armed Forces welfare branches and organisations, and are the PAX appointed legal representatives under the PAX Personal Accident Insurance Scheme. We're also proud supporters of:

  • The Royal British Legion Solicitors Group
  • Help For Heroes
  • SSAFA Forces Help

Several of our solicitors were part of team that recently won The Claims Innovation Award for Legal Service Team of the Year (2016) for their pro bono work within The Royal British Legion Solicitors Group (TRBLSG).


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Our offices are located in major cities throughout the UK and have excellent transport links.