If you have any questions about our additional fees, please contact us online or call us on 0330 123 0068.
Arranging indemnity (per policy) - £75 Plus VAT
You may need an indemnity insurance policy to protect you or your lender in case there’s a problem with the property.
If so, we’ll charge this fee to cover the work involved with arranging each policy. You’ll also need to pay for the policy itself – this cost depends on the type of indemnity policy you need.
Dealing with third party solicitors - £210 Plus VAT
Sometimes there are extra solicitors involved with remortgaging - for example if you remortgage a jointly owned property and the other joint owner uses their own solicitor.
This fee covers the extra work needed to liaise with the third party solicitor.
Expedited completion fee - £150 Plus VAT
We normally need at least a week to arrange completion so we can carry out the final searches, get a final redemption figure, and draw down your mortgage advance.
If you need us to arrange completion in less than a week, we’ll charge this fee to cover the cost of speeding up the conveyancing
Leasehold house - £135 Plus VAT
This covers the additional work involved, including reviewing the freeholder’s title, getting evidence that the ground rent is paid to date, and confirming their notice fees.
You may also have to pay notice fees and/or consent fees to the freeholder and/or management company.
Leasehold flat or apartment - £240 Plus VAT
This covers the additional work involved, including reviewing the freeholder’s title, getting evidence that the ground rent is paid to date, and confirming their notice fees.
You may also have to pay notice fees and/or consent fees to the freeholder and/or management company.
Redemption of Help To Buy mortgage - from £315 Plus VAT
This fee applies if you’re remortgaging a property with a Help to Buy mortgage on it. It covers the additional work of getting a redemption figure, redeeming the mortgage on completion of your remortgage, getting evidence of the discharge, and giving this evidence to the buyer’s solicitors.
Restrictions - £50 Plus VAT
If there is a restriction registered against the property title, this fee covers the cost of complying with or removing the restriction.
Separate lender representation - £265 Plus VAT
This fee applies if your lender insists on instructing their own Solicitor to represent them during the remortgage. This covers the additional work involved in working with the lenders’ solicitors.
Third Party Gift - £80 Plus VAT
We charge this fee if a third party, such as a family member, is giving money towards the transaction. This covers the cost of writing to the third party, checking their identity, and their evidence of funds.
Transfer of equity - £250 Plus VAT
This fee covers the extra costs involved if you need to transfer the property to someone else’s name, or add someone else to the deed. This includes preparing the Transfer Deed and communicating with the other people.
Unregistered title - £160 Plus VAT
In most cases, the title to a property will be registered at the Land Registry. Registration of property has been compulsory in England and Wales since 1990.
This fee applies if the title to your property is unregistered. This is for the additional work involved in preparing the Epitome of Title to give to the buyer’s solicitors with the draft contract.
All Scottish cases will be handled by the Scottish law firm with which we are associated, Irwin Mitchell Scotland LLP. The law relating to conveyancing and property is different in Scotland and you will receive separate advice about what that means. Please visit our Scottish Conveyancing page for more information.