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Irwin Mitchell is widely regarded as the market leading provider of commoditised legal services in the UK with experience of managing and delivering large volume contracts.  While the firm has extensive knowledge of the insurance, banking and financial sectors it also provides volume services to a wide range of businesses and organisations within many other sectors including telecoms, retail and utilities.

We offer volume processing of commercial and retail secured lending transactions across England, Wales and Scotland for institutional lenders. In some instances this service is provided as a ‘white labelled’ service.

We have a long tradition of working closely with institutional clients and large organisations. As a result we have aligned our services accordingly using our very clear understanding of your business drivers:

  • Price
  • Service
  • Reduction of risk
  • Scalability
  • Ease of communication

We have embraced leading technologies to ensure that we can offer a scalable service driven through innovative technology and processes - and we have acted for a number of institutional lenders in this regard for many years.  We believe that we are the only supplier providing a uniform UK-wide platform to the lending industry.

The firm acts for the majority of the top UK lenders as a sole or principal supplier in the following specialist areas:

Commercial Lending

Irwin Mitchell is acknowledged as being responsible for a revolution in the way commercial lending is handled. Using our unique, innovative and technology driven approach, we have:

  • Abolished the delays and high costs which have been such a burden to lenders and their customers alike in the past.
  • Created a new regime where funds can be made available in a fraction of the time and a fraction of the cost.
  • Ensured that the quality of the lender's security is at least as good if not better than the old regime.

Retail Lending

We apply the same innovative technology to our residential mortgage lending services as we do to our commercial lending services.

Reputational risk is high, particularly as lenders are looking for an end-to-end branded solution. To meet this challenge, we provide a flexible pool of appropriately qualified people available across our UK locations to meet fluctuating demand.

Second Charge Lending

The market has changed enormously in recent years with ever greater demands on suppliers for speed, efficiency and the highest levels of customer care, all at the lowest possible cost.

We have successfully met all of these challenges and substantially increased our market share. This is the direct result of a significant investment in technology, people and infrastructure designed to not only meet but exceed our clients’ expectations.

We offer a highly sophisticated, user-friendly second charge lending service designed to maximise speed and enhance the reputation of our lender clients with brokers and branches. In Scotland we are the largest creator of second charges for lenders, combining deep industry knowledge with an unrivalled range of IT, systems and human resources.

Our key objectives are to:

  • Ensure our lenders branches, brokers and broker units receive a service in which the speed and smoothness of the process are second-to-none
  • Protect the quality of our lenders books by ensuring maximum accuracy in their security deeds