Claims Against Uninsured Drivers

Usually, when you make a claim following a road traffic accident, you claim against the insurance of the driver responsible.

To combat the problem of uninsured drivers, the insurance industry funds the MIB, which is described above. Essentially, it means that uninsured drivers do not remove your entitlement to make a claim, so you can still get the compensation you deserve.

If, however, you were injured as a passenger in a vehicle you knew was uninsured or stolen, you won’t be able to claim compensation.

Get in touch and we will be happy to discuss whether or not you have a claim in a free consultation call.

If the driver responsible for an accident didn't give you their insurance details at the scene, it may be possible for your insurer or the police to trace their details once you have reported the accident. If a driver is found not to have insurance, it’s likely your claim can be made to the Motor Insurers' Bureau (MIB).

Below is the standard process for a claim made to the MIB.

Stage One – Application: We can help you with your application and even start our own investigation into your claim to improve your chances of getting the compensation you deserve.

Stage Two – Rehabilitation: You can then explore your options for medical care if needed so you can regain your health and independence—find out more about our rehabilitation services here.

Stage Three – Compensation: We can help you get the award you’re entitled to and appeal against the MIB’s decision if we feel it is too low—we have a high success rate in these situations.

Stage Four – Conclusion: If successful, you will receive your compensation from the MIB. If not, and you claimed on a no win no fee basis, you won’t have anything to pay.