Claiming Against Uninsured Drivers
Get the legal support you need to claim against an uninsured driver after an accident on the roads, whether you were a pedestrian, cyclist, motorcyclist or driver.
Can I claim against an uninsured driver?
Usually, when you make a claim following a road traffic accident, you claim against the insurance of the driver responsible.
To combat the problem of uninsured drivers, the insurance industry funds the Motor Insurers' Bureau (MIB). Essentially, this means that uninsured drivers do not remove your entitlement to make a claim, so you can still get the compensation you deserve. You can find out more about the MIB in the FAQ section below.
If, however, you were injured as a passenger in a vehicle you knew was uninsured or stolen, you won’t be able to claim compensation.
Get in touch and we will be happy to discuss whether or not you have a claim in a free consultation call.
How can I claim against an uninsured driver?
If the driver responsible for an accident didn't give you their insurance details at the scene, it may be possible for your insurer or the police to trace their details once you have reported the accident. If a driver is found not to have insurance, it’s likely your claim can be made to the Motor Insurers' Bureau (MIB).
Below is the standard process for a claim made to the MIB:
- Application: We can help you with your application and even start our own investigation into your claim to improve your chances of getting the compensation you deserve.
- Rehabilitation: You can then explore your options for medical care if needed so you can regain your health and independence. Find out more about our rehabilitation services.
- Compensation: We can help you get the award you’re entitled to and appeal against the MIB’s decision if we feel it is too low—we have a high success rate in these situations.
- Conclusion: If successful, you will receive your compensation from the MIB. If not, and you claimed on a no win no fee basis, you won’t have anything to pay.
Why choose Irwin Mitchell to make a compensation claim against an uninsured driver?
After an injury from a road traffic accident, discovering that the other party doesn't have insurance shouldn't create further stress at an already traumatic time.
We have a proven track record of successfully making claims through the Motor Insurers’ Bureau (MIB), an insurance industry-funded organisation set up to help people in your situation.
We make the claims process as simple as possible, to avoid any further worries while you focus on recovering from your injuries.
Get in touch today to find out more about claiming compensation and accessing any rehabilitation and support you may need.
What can I claim for?
If you were involved in a road traffic accident with an uninsured driver, you may be able to claim compensation for a range of losses, including:
- Personal injury: Compensation for physical / psychological injuries, pain, suffering, and the impact on your quality of life
- Vehicle damage: The cost of repairing or replacing your vehicle
- Financial losses: Loss of earnings, hire car charges, and any policy excess you have paid.
Our specialist solicitors will advise you on what exactly you can claim for, providing clear guidance and expert legal support at every stage.
Meet a specialist from our team
Our market leading team will help you understand your rights, secure the compensation you’re owed, and access vital support – from rehabilitation to long-term care.
Get the help you need
Contact us today for a free initial consultation to talk through your compensation claim for a rail accident
08006906936
Frequently asked questions about claims against an uninsured driver
Find out more about claiming against uninsured drivers here—unfortunately, many other people have been in the same situation as you, but that does mean that there is a clear path to justice for you.The Motor Insurers' Bureau (MIB) is an insurance industry-funded organisation that helps victims of car accidents caused by uninsured or untraceable drivers, including hit-and-run accidents.
Every year, a proportion of the motor insurance premiums paid by everyone in the UK is put into a pool that is used to pay compensation in these circumstances. The MIB will investigate your claim, which may involve getting the police report on the accident, taking a statement from you and any witnesses of the accident, and getting copies of GP and hospital notes on your injuries.
They will also organise a medical examination for you and will usually agree a compensation amount once this has been completed.
We have extensive experience dealing with MIB claims, as well as a proven track record in appealing claims that are either rejected or offer a compensation amount that’s too low for the injuries and losses you have suffered.
Irwin Mitchell Scotland
Scottish cases will be handled by the Scottish law firm with which we are associated, Irwin Mitchell Scotland LLP. The law relating to funding is different in Scotland and you will receive separate advice about what that means as well as a separate funding agreement.