Julie Dao
Biography
I am an Associate Chartered Legal Executive in our Regulatory and Criminal Investigations team, advising both individuals and businesses on a broad spectrum of financial crime and regulatory matters. I have experience assisting clients through investigations and enforcement action brought by regulators and prosecuting authorities, as well as advising on compliance, risk management, and governance issues. My work includes supporting clients at all stages of investigations, from initial enquiries through to resolution, with a pragmatic and commercially focused approach.
Regulatory Compliance
I have significant experience advising on anti-money laundering (AML) obligations and broader compliance requirements. My work includes:
- Conducting AML audits and drafting compliance policies for regulated firms
- Advising on Suspicious Activity Reports (SARs) and reporting obligations.
Examples of work:
- Assisted a financial services firm in implementing a robust AML framework following an FCA review
- Drafted AML policies for a firms who are AML supervised or seeking supervision/authorisation.
Financial Crime
I regularly advise on matters under the Proceeds of Crime Act and related legislation. I help clients manage risks and respond to enforcement action. My experience includes:
- Account freezing orders and restraint proceedings
- Confiscation and asset recovery cases
- Advising on bribery, corruption and fraud investigations.
Examples of work:
- Represented an individual subject to an account freezing order, securing the release of funds
- Acted in a complex fraud case involving multi-agency investigation.
Regulatory Investigations/Prosecutions
I support clients facing investigations by agencies such as the Serious Fraud Office, HMRC and the police. I provide strategic advice to protect clients’ interests and minimise disruption.
Examples of work:
- Assisted a professional services firm during an SRA investigation into AML compliance
- Advised a gaming operator under Gambling Commission scrutiny for regulatory breaches
- Represented individuals being prosecuted by Companies House.
Sectors
My clients operate across a wide range of sectors, including:
- Estate agents and high-value dealers
- Gaming and gambling operators
- Financial services firms
- Cryptoasset businesses.
My sector knowledge allows me to deliver practical, tailored advice that meets the specific regulatory challenges faced by each industry.
Publications
Anti-money laundering warning to firms
Supervised or Suspended – are Banks the new gate keepers?