0370 1500 100

Jeremy Raj

Partner

Biography

National Head - Residential Property

I am the National Head of the Private Wealth Residential Property Team. I have worked in the residential property sector for over twenty years and have particular experience in London and the South East, although many of my clients have properties throughout the country.

I have a range of clients, from property developers and investors to banks and lending institutions, landlords, tenant groups, management companies and individuals from England and many other countries.

I specialise in all aspects of residential property law, including:

  • Development
  • Investment
  • Portfolio acquisitions, sales and management
  • Funding
  • Landlord and tenant issues
  • Conveyancing for individuals, collectives and family offices

I have been extensively quoted in the national and property press and have appeared on the BBC (radio and television) and Channel Four News. I also write an occasional blog for Huffington Post.

What Inspired You To Get Into Law?

My original motivation was for an interesting and intellectually stimulating job. The inspiration came later when I had specialised in the residential property sector, which appealed from day one in the office.

What Is The Most Rewarding Aspect Of Your Role?

The range of people in the industry, bringing big deals to fruition and helping clients through the maze of relevant legislation all combine to keep the work fascinating, challenging and fun.

What Do You Do Away From The Office?

The sport of fencing has been a big part of my life since starting secondary school. I still train and compete, and fifteen years ago I helped set up a club in my home town of Tunbridge Wells. With three teenage children with a range of interests, the weekends are normally busy watching them play sports or taxiing.

Publications

I have recently contributed to:

  • The Times' The Brief
  • PropertyWire
  • Housebuilder & Developer
  • eprivateclient
  • Today's Conveyancer
  • Property Industry Eye
  • Rotherham Advertiser
  • Financial Times
  • The Daily Mail
  • ITV
  • AOL

I have also recently conducted an interview for BBC Radio.

Read My Comments On The Latest News

  • 30/11/2017
    Jeremy Raj Named National Head Of Residential Property At Irwin Mitchell

    “Jeremy's appointment will ensure that the residential property department grows in strength and depth across our offices and complements our strong commercial team. Irwin Mitchell now has 36 commercial real estate partners across eight national offices covering all aspects of commercial property including planning, construction, litigation, finance and tax and a team of 5 residential partners. We plan to expand further to reflect the firm’s ambition to become a leading real estate team."

    Continue Reading
  • 28/11/2017
    Jeremy Raj Named National Head Of Residential Property At Irwin Mitchell Private Wealth

    “I am delighted to have accepted the position of National Head of Residential Property. It’s an exciting time both for the firm and for the wider property market with housing at the top of the government’s agenda, as well as a great time of growth for Irwin Mitchell Private Wealth. “I’m looking forward to expanding the team and creating a centre of excellence for all things residential property that is renowned across the UK and internationally. Irwin Mitchell Private Wealth is going from strength to strength, and I’m confident we’ll be able to build on the superb existing foundations the team already has.”

    Continue Reading
  • 22/11/2017
    Budget 2017: Stamp Duty Boost For First-Time Buyers

    “The abolition of stamp duty for first-time buyers will be a welcome windfall for many young people. This will make the costs of buying significantly lower for first time buyers of properties that cost between £125,000 and £300,000, who will definitely notice the difference. It’s also great to see the government recognising markets that are more expensive by providing more expensive areas with additional relief. It is hoped that ending speculation over what measures the Chancellor had up his sleeve and the boost this measure give to first time buyers will assist the housing market to begin to shift out of the stagnation it has seen in recent years. Second and third stage movers may also suddenly find themselves with more buyers, and Lenders will appreciate that additional costs won’t be the same for first-time buyers. Affordability will improve, as well as making the actual acquisition less painful. However the provision will further increase the gap between first time buyers and buy to let investors, who pay the additional 3% surcharge as well as missing out on the Chancellor’s latest give-away. While this is an excellent opportunity for young people, it may increase pressure on the Bank of Mum and Dad in the longer term, perhaps with less security for them. It doesn’t change the fact potential buyers need a big deposit, but it does affect how parents can help their children as first-time buyers. Changes to Stamp Duty Land Tax rarely work entirely in the way governments intend them to. This could lead to some prices going up, and sellers digging their heels in on price when dealing with first-time buyers – working exactly against what it intended to do. Plus more sales can lead to house prices going up, if demand outstrips supply. This won’t be an overnight solution for everybody, but the government is addressing intergenerational fairness. It is a win for both the government and young people.”

    Continue Reading
  • 10/10/2017
    Irwin Mitchell Private Wealth Sees Increase In Enquiries From Landlords Of Buy-To-Lets On Downsizing Portfolios

    “It’s understandable that landlords, who have been hit with some difficult changes to swallow, are now thinking of exiting the buy-to-let market in order to invest elsewhere. We’ve certainly seen an increase in enquires from landlords worried about the future market. “However, the CGT liability that will crystallise on each property sale must be factored in when weighing up whether it is best for landlords to divest of their property portfolio. “Any restructuring of a portfolio should factor in the overall tax implications and a comparison of the costs of alternative investments, for which legal advice should be taken. It is easy to overreact to the recent negative signals, but existing portfolios can continue to produce good income and capital growth, and in a low-interest environment with significant geo-political uncertainties, many of the attractions of bricks and mortar remain. “If the government really wants to help young people on to the property ladder, it needs to combine the recent disincentives in the buy-to-let sphere with fulfilling its promises to get more housing built.”

    Continue Reading