Mrs Taylor was stationary in her car as she indicated right to turn into a side road. The car behind her was also stationary, when another motorist failed to stop and collided with the car behind, shunting it into Mrs Taylor’s vehicle.
Repair documents for Mrs Taylor’s vehicle showed that damage had been sustained to the rear bumper, for which Mrs Taylor was required to pay her insurance policy excess in the sum of £220.
As a result of the collision Mrs Taylor was examined by a General Practitioner who noted that she was suffering from tenderness in her chest during the examination. The GP diagnosed bruising to the chest wall, for which he estimated a recovery time of three to four months, and a sprain to the spine, which he expected to heal within four and five months of the accident. Mrs Taylor’s injuries were treated with medication.
Despite accepting that the accident was their policyholders fault, the defendant did not accept that Mrs Taylor had been injured as a result.
However, Mrs Taylor was a credible individual and her account was corroborated by the medical expert and the damage documentation.
Thanks to the hard work of Irwin Mitchell's specialist Road Traffic Accidents team, the other driver’s insurers did ultimately accept responsibility and paid Mrs Taylor £1300 compensation for her injuries, pain and suffering.
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